Local Insurance in Thailand – Thailand Travel Shield

Travel insurance makes sense to do, even if it is not is a requirement to enter the country. Feel with her Safer, and in which case, money can really save. I have already laid out my megapolezny and detailed post with all the nuances selection and review of Russian insurance companies (here is the link be sure to read). But there was a small gap with local insurance, and in particular, Thailand Travel Shield.

The content of the article

• 1 Cons of this insurance
• 2 Local insurance in Thailand
  • 2.1 Insurance Terms
  • 2.2 Insurance Plans
  • 2.3 Price List
  • 2.4 Assistance Contacts
• 3 Applying for an insured event

Cons of this insurance

I decided not to buy this insurance, for me it is inconvenient. But the choice It is always yours to think about this option.

Be sure to read my mega post about insurance to understand what to do: how to choose, how to use, what options useless what is asistens and why it is more important than insurance.

Thai insurance rating →

This is a kind of alternative to Russian insurance, yes. But there is several critical moments that can push her away purchases and they need to know in advance. In general, a specific product is not for all travelers. Be sure to read the reviews below from those who used it. And just in case – if you buy, then the policy on email comes only about a week later.

• Communication with the insurance will be in English language. And knowing how Thais English (Taiglish), and how it’s difficult to solve any issues with them on the phone, even with good level of language, then I understand that I do not really want with her to contact. Moreover, my English is also far from perfect, I’m afraid in a difficult case, I generally can not speak because unrest.
• Insurance is only for Thailand, so if you are going to travel to several countries of Southeast Asia, or in general are going to buy an annual policy at once for all countries, then with it will not be very convenient. Well, only if you buy it a second.
• Insurance does not cover active recreation, no even such an option.
• Entry into the country must be made by plane, by land can not. E-tickets can be asked to show, and when the policy will need to write a flight that fly in.
• Well, the last condition is more concerned with wintering men – the limit on the stay of the country in 60 days, they usually go for 3 months. Then I’ll tell you more about this in terms of insurance. And also, if you suddenly decide to go week with a valid policy, it is annulled.

The following insurance companies take part in the program. companies of Thailand, but most likely their names have little will say. I don’t know them, and I can’t do anything about them to tell.

– Muang Thai Insurance – Chao Phrai Insurance (Chao Phraya Insurance) – Siam City Insurance (Siam City Insurance) – Krungthai Panich Insurance (Krungthai Panich Insurance)

Local insurance in Thailand

Insurance Terms

I do not think that everyone will start making this Thai insurance en masse, but to know about it makes sense. I still keep doing myself insurance through mega-useful service Cherehapa, where you can know the price immediately for 16 insurance, and something will be cheaper or with better conditions. So keep a finger on the pulse and track, what happens in the world of insurance.

Insurance “Thailand Travel Shield” can be issued only online in advance and it begins to act only at the entrance to Thailand. Thats there is a need to buy it, while still in Russia or another country. You can’t use this insurance if you make out it, being in the territory of Thailand. So she started to work, you have to get to the nearest border and make border wound. This is a logical precaution, given the huge number of people who are trying by hook or by crook stay in Thailand longer and cheaper. By this rule, Thais Longstheers cut off the possibility of fraud with the product intended exclusively for tourists.

Local insurance in Thailand

• coverage 24 hours 7 days a week for the whole trip
• active rest (sport) this insurance does not cover
• the age of the insured must be in the range of 1 year up to 70 years
• no medical examination required
• random choice of insurance plan
• insurance coverage does not exceed 60 days

By the term of coverage in the last paragraph is obtained interesting picture. Even if you decide to buy annual insurance, this considered solely as a mutually beneficial commercial deal. That is, you were offered a product at a discount, and you agreed buy it. But no one closes his eyes to the fact that the tourist need to leave after 60 days after his stay in the country. Need a “medical border wound.” And this is inconvenient.

Service “Traveler Support” is provided by Allianz Global Assistance (Allianz Global Assistance, AGA). Traveler must provide information about the country of entry of the following nature:

– required vaccinations – current weather – current exchange rate – medical consultation by phone – assistance with applying for medical assistance – assistance in case of loss of luggage or documents – assistance with contacting the embassy

Insurance plans

When filling out the application form, you have to choose one of two proposed insurance plans, which I will discuss in more detail below. The insurance premium can be as much as 2 million baht, and with full coverage of such risks as:

– accidents; – flight cancellation; – loss or damage luggage and personal belongings; – living expenses in case of closure airport; – A round-the-clock ambulance from Allianz Global Assistance

Price list

The price includes value added tax (VAT) and state fee.

Assistance Contacts

• Online purchase • Telephone: +66 (0) 2342 3255 • Facsimile: +66 (0) 2305 8523 • E-mail: [email protected]

Appeal on the insurance case

Thailand Travel Shield guarantees protection against a number of possible the risks I listed above. But, as with communicating with any another insurance company you need to first report insurance case by phone +66 (0) 2342 3255, and then wait, where you will be told to go. As I wrote above, they will talk to you in English.

The faster you contact the insurer, the rather, the hospital will receive a letter of guarantee about the costs. AT If necessary, you will need to provide all the information about police reports, damage assessment, medical reports, and same original recipes or confirmation of ownership.

Insurance prices are in Thai Baht. Payment bills from hospital insurer produces directly to speed up process.

In case you get hurt, and the police have surpassed themselves and caught an attacker, and he even managed to compensate you a part damage, the insurance company will pay only the difference between real loss and reimbursed amount.

P.S. There are few reviews on this insurance. Therefore, if someone is her used, please write in the comments, how it is, what underwater rocks.

Life hacking 1 – how to buy a good insurance

Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.

Insurance Rating

Life hacking 2 – how to find a hotel 20% cheaper

First, choose a hotel on Booking. They have a good base offers, but the prices are NOT the best! The same hotel is often possible find 20% cheaper in other systems through the RoomGuru service.

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