In this trip to Thailand, I decided to buy more expensive insurance – ERV (Euro-Centr), because according to reviews it should have been better and Particulars on Koh Samui sent to Bangkok Hospital. And I was not mistaken. By In the end, insurance was in 3 hospitals – pneumonia, getting into resuscitation, transportation by san aviation to Bangkok, huge bills for treatment.
The content of the article
- 1 ERV and pneumonia insurance in Thailand
- 1.1 Phuket Provincial Hospital
- 1.2 Phuket International Hospital
- 1.3 Transportation Phuket – Bangkok
- 1.4 Samitivej Hospital Bangkok
- 2 My review of the insurance company ERV
- 2.1 How ERV worked
- 2.2 My findings
Contents
ERV insurance and pneumonia in Thailand
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The story is long, with sanitary, resuscitation, tears and other things. AT In total in the hospital we spent almost a month, but not in one, and immediately in three. In order not to overload the post, and then he turn into a long sheet, I will try to brief and to the point: o prices, about the speed of the work of the station, in general, some feedback on the work insurance ERV.
And the details will be on the links leading to the description of hospitals. Looking ahead I want to say that I am really very pleased with the ERV and I am very glad that I did not Liberty, which is likely us would send because the amount was huge. Spent about 1.5 million baht (3 million rubles).
Phuket Provincial Hospital
On December 31, in Phuket, my son Yegor rose sharply high fever and cough appeared. The next morning i Called the phone number listed in the policy and said that It happened. They asked only the number of the policy, the date of arrival and departure, Scan passport / visa / stamp is not requested. Asistens responded quickly, after 20 minutes they called back and got rid of the SMS with the address of the hospital, it turned out to be a hospital – Phuket Provincial Hospital. Honestly, I was embarrassed that we were sent to such a hospital, I thought that there will be something cooler.
Upon arrival, the letter of guarantee was not immediately found, I had to call asistens. But after 10 minutes, all the paper questions were settled. Passport did not take a deposit, cash deposit, too. Thai hospital but it seems like among Thais is considered quite good, and by phone to me also said so. The doctor conducted the inspection with a translator. Reception + drugs = 3000 baht, insurance paid without questions, then there we just left. Learn more about Phuket Provincial Hospital.
Phuket Provincial Hospital
Phuket International Hospital
After 2 days it did not get better, I called the asistens again and Said, that need re-admission. Only this time asked another hospital. Not quite willing, but sent to International, saying that they had many clients served in Provincial and had satisfied. Upon arrival, again, we waited a bit until the Thais found letter of guarantee.
After examining the doctor (we refused the translator, as she spoke less English), rather quickly did x-ray, took a blood test, put under the drip (dehydration). And when the results were ready, Yegor hospitalized with bronchitis. Just at this stage they took from me passport as a deposit. Also offered to choose the type of chamber and I asked the one that is paid for insurance, that is, without increasing class.
Next 6 days we were treated in the Phuket hospital, we had the chic chamber where the three of us were (there was a sofa folding). On the street they went for a walk in a cool typewriter in which the child was sitting, and on the top was hanging on a metal pin dropper.
Everything was great, but something went wrong. An hour before discharge (us already discharged, we were waiting for documents!), there was a sharp deterioration and Egor rattled with pneumonia in intensive care with artificial ventilation lungs. The account in the 6 days of hospital + 1 day in intensive care was 134 thousand baht. Passport given without problems at discharge from the hospital, About the money it did not go. More about Phuket Hospital International.
Ward at Phuket International Hospital
Ride on a typewriter with a dropper on the territory
Transportation Phuket – Bangkok
I remind you, if you go to Thailand, then you definitely need to make traveler insurance since medicine is in thailand very expensive. I got 3 million rubles, but all paid for insurance. Have I have a very useful post on insurance, with a rating insurance for Thailand and all the nuances: how to use, how to choose and so on. Be sure to read.
Insurance Rating →
Since resuscitation is not particularly intended in Phuket International for children, and in Bangkok Phuket Hospital according to our doctor there were no places, the insurance decided to transport Yegor to Bangkok to by plane. After spending the day in the intensive care of Phuket, Yegor transported by air in the capital. To and from the airport in the ambulance.
There was another option to transport completely by car, but we did not decide and doctors and insurance, apparently decided not to risk it. Transportation the plane went well. By the actions of doctors it was clear that this cool team that knows what it does. The flight cost about 420 thousand baht
Sanaviation Phuket-Bangkok
Samitivej Bangkok Hospital
When we ended up in Bangkok at Samitivej Bangkok Hospital and communicated with the physician pulmonologist, I finally had relief, as it was clearly visible that the doctor understands what he is doing. I just have a habit of always checking all actions and appointments with other doctors (well, as far as possible), and in this On occasion, our doctor did not forget anything, she knew the answer to all my questions, and also told me that the treatment in Phuket was not quite correct.
Indeed, if we are seriously ill, it is better in Bangkok, but not at the resort. I talked with how many doctors and people in the subject, everything they said that medicine was much stronger in the capital of Thailand. Well all just like we have Russia, just that, so immediately to Moscow / Peter 
Yegor spent 15 days in intensive care, of which 12 days with mechanical ventilation. The intensive care unit was very cool, I used to be only in movies seen. The doctor came 1-2 times a day, constantly on duty a nurse (one per ward) and when it was necessary to wash the baby or make the rehabilitation of the bronchi, a few more came to the rescue.
All the time was in touch (if needed) financial manager questions and sometimes they called me from an insurance company insurance company. The staff at the hospital spoke English, but the nurses did herself, but the doctor is generally bilingual, she has a second native English (not Thai)
Then Yegor was transferred to the pediatric department, where he spent 8 more days. It looked like the house in Phuket, the same sofa, fridge, TV and more. Only a bed in the form of a mattress on the floor, for small children, a very good solution, in my sight.
At the hospital, the total bill was over 1 million baht. Read more about hospital Samitivej Bangkok.
Resuscitation at Samitivej Sukhumvit Hospital, before recovery
Together with your doctor after discharge
Impressed by the piano in Samitivi, somehow unexpectedly for the hospital
My review of the insurance company ERV
It all ended well, we lived in Bangkok for about a month hospital (observed), then spent a month near the sea, where Egor recovered, crawling along the beach and breathing the sea air, and then returned to Moscow. Let’s turn to the practical moments.
How ERV worked
From personal experience, I can safely recommend ERV.
- The best choice for a child, since there is no multiplying factor because of age.
- Dengue fever enters, baggage loss, chronic exacerbations diseases, riding a motorcycle.
- The complication of pregnancy and childbirth up to 31 weeks (the best insurance for pregnant women)
We got the experience of staying in three hospitals in Thailand and the experience communication with the insurance. ERV Insurance Company and their Assistance worked well Yes, I called them almost every day, worried, asked questions, but it seems to me that my calls are not very have helped.
All questions were resolved promptly and without my calls. In the very At the beginning, I received the address of the hospital 20 minutes after the call to assistance Then the decision to transport from Phuket to Bangkok It was accepted and all organized for the day. And further in Bangkok Samitivej hospital took us and treated us on a guarantee letter to a large amount without any collateral.
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My regular readers know that my son Egor has chronic illness and this feature could affect such course of the disease. However, it still needs to be proved, because, as at least there was a shoal of a doctor in Phuket, and it was even possible to sue but you understand that I was not up to that then.
But I’m talking about something else if the doctor at the hospital decides that it’s somehow related to a chronic disease and will report it in insurance, it may well refuse you, in case the policy initially categorically does not cover anything related to chronic. So, ERV insurance covers emergency situations associated with the chronicle, it was for this scheme, and we spent payment.
I myself am surprised, until recently I did not believe that they pay in full.
My findings
You know, after this incident, I was once again convinced that I needed be sure to make insurance and now I will not save on it. WITH On the one hand, the usual treatment to the doctor costs only 1-3 thousand baht, which is not critical. On the other hand, you can see in what amounts may leave the hospital stay. Enough even one day in the hospital to repel the purchase of insurance for several years forward.
Repeatedly familiar with children fell for 1-2 days in the hospital trite because of dehydration in a child (it was necessary drip pokapat) and received a bill of 20-30 thousand baht, well, that was insurance. Also in Tae often fight on bikes or pedestrians are shot down, I heard a lot of such stories in the hospital — Better play it safe
In our case, the accounts for the first days in resuscitation were about 100. thousand baht / day, which terrified me. Well, that was insurance.
- Insurance must be done, no doubt! Let inexpensive but working So read my post about insurance and insurance, and choose. Of course, read the forums too.
- The child is better to buy more expensive insurance with an amount of $ 100 thousand. It is the child’s body that can react to some kind of infection in in the form of complications that will require hospitalization or even sanaviatsii, because everyone is resting in the resorts, not in Bangkok. And precisely sanaviatsiya can gobble up most of the insurance.
- Patriots may not believe me, but after talking with different people “on the ground”, and then, having got into such a situation, I can say – Do not count on MES. They will not arrive just like that. Such a flight very expensive and costs about 100 thousand dollars, it is unprofitable to fly for one person. Think yourself, this is logical. Even more I will say, even for a few did not arrive. Therefore, either own money or insurance.
- If I was asked where it would be better to get sick so much, I would firmly answered that in Tae, where to a child it is not something that they let in without problems reanimation, and even themselves are asked to be present so that the child does not it was scary and that the parent could calm the child in time. we were on duty around the clock. Well, equipment, space!
If I ever go to Tai with a child, then I will I will buy a good and expensive insurance. And the sum insured will make $ 100 thousand.
P.S. Something did not work out briefly, but the story was long. All the money and not get sick!
Life hacking 1 – how to buy a good insurance
Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.
Insurance Rating
Life hacking 2 – how to find a hotel 20% cheaper
First, choose a hotel on Booking. They have a good base offers, but the prices are NOT the best! The same hotel is often possible find 20% cheaper in other systems through the RoomGuru service.
Discount hotels
