How not to lose your money in traveling

There is one, and probably the only way how not to lose your money on a journey, no matter what country, even in Tae such cases are not uncommon. And doing this kind Crime is most often Russian tourists in Thailand. Although there have been cases of fraud and the Thais themselves. Fortunately, such cases are rare, as the Thais are more honest people than we))). Also, this article is for you useful for booking a hotel in Thailand, as there too There are cases of theft of money.

I repeat that Thailand has recently become frequent cases of theft of money from bank cards. Therefore, I want you shield from all this hemorrhoids. This information will help you do not lose your money on holiday any country, especially in Russia.

I would like to note that the cards of Sberbank in Thailand is a great work! True, you will be removed a little commission, or if you want to put a card in bahts, This will require an account in Thai. the bank.

Opening a bank card

Get yourself two bank cards with chips, like MasterCard or Visa, they will help you will not lose your money while traveling. On the back both of the cards, rub the blade with a three-digit CVV-code to rest no one was able to use your card, as a rule, online stores. Why chip? It’s all about protection. Magnetic Visa Electron and Maestro cards are easy hacked, and all data is copied to a duplicate.

Such cards can be hacked:

  1. In the store terminals at the box office. In practice, there are cases that such terminals are specifically reflashed intruders. They copy information from a magnetic tape and the PIN you entered, then save them to your internal memory. Subsequently, this information is copied to the new banking card. If possible, try not to pay in store terminals, since by eye, whether it is flashed or not, you are not define.
  2. At ATMs. Skimmers in Thailand recently hit records. Criminals are installing the equipment reading ATMs, it is: skimmer (reads information from a magnetic tape); camera aimed at the keyboard, or mounted keyboard, read PIN codes of a bank card. Inexperienced eye is the equipment just won’t notice. Pay attention to the ATM, so that it does not hang anything extra, the front part must be monolithic and one shade. Only after checking, insert your bank card.

Look visually how skimming equipment looks at ATMs.

Skimmer at ATMs Skimmer at ATMs
Skimmer at ATMs Skimmer at ATMs

In theory, these methods can steal money when traveling and with chip cards, but few people want to mess with them. It’s all about encryption algorithms in the chip. To decrypt it, you will need a lot of time and effort. It is beneficial to break such a bank card, only if it accounts for more than 200 thousand rubles.

Why two bank cards?

And two bank cards are needed in order to:

  • on the first- hold the main cash facilities;
  • on the second – everyday.

Thereby, being on vacation to lose your money, you only need from time to time through mobile or online bank transfer from the first card to the second A small amount of petty expenses. A mobile bank like the rule works via SMS or the Internet (types of Internet in Thailand).

In travel there are cases when the ATMs cash withdrawals show an error but at the same time issue the required amount, and the phone comes sms that with taken three times more! In this case, it is necessary go straight to the bank serving the ATM and, preferably to the tourist police of Thailand.

We connect the mobile bank

Before leaving for vacation, you will need to connect to these bank cards mobile bank and SMS alert to be in learn about mobile operations and manage transfers from card to card. AT Sberbank Mobile Bank on MasterCard and Visa will cost 60 p / month, in others – unfortunately, not in course. Also take care of what currency to take to Thailand.

Divorce staff in hotels

In order not to lose your money, after checking into don’t ever leave them in sight or in closets, so how are cases of theft among service personnel or they can count this money as a tip in Thailand. Keep small summing up the safe (they must be in the rooms), and big ones are on the map. And never carry a large amount with you cash, it is better to lose a bank card than the very cash. About how bred in hotels in Thailand, we already condemned.

P.S. Dear readers, even before as I learned about the above frauds, with my banking Maestro cards, attackers removed 60 thousand rubles. And filmed in Moscow, although I live in St. Petersburg. I often by this card paid off in various terminals, probably got caught flashed Fortunately, a month later the bank repaid everything to me, now I am more careful than ever. And you, I hope, after reading my article Do not fall for these tricks with bank cards. ;)

VIDEO: How to steal money from bank cards

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