Fresh review of the application for insurance of Sberbank. Ordinary which is with Europ Assistance, not with Mondial. As always personal experience, I have documented everything, now I am sharing with you.
Of course, the case is not serious, but still checking how This or that insurance and concrete asistens work. But themselves You see, I really would not like to have serious cases, I already enough.
The content of the article
- 1 How Europ Assistance worked
- 2 Visit to Chiangmai Ram Hospital
- 3 My review of the insurance of Sberbank
Contents
How Europ Assistance worked
Here is my life hack, how to get annual insurance from Sberbank for 90 days only 3700 rub. If less days, then, accordingly, cheaper will be.
It was in Chiang Mai, otitis or something like that – the nose is blocked, laid ear and some noise in it. Karoche, not fatal, but when Lasts a few days, then begins to strain, given that otitis insidious thing and then you can get a lot of complications up to hospitalization.
So. Friday night, 21.45. Calling Europ Assistance with Skype, Immediately dialing. Asked what kind of insurance company, my data and the data of the policy, the city of residence and what a complaint. Specified what the number of policy was purchased and when he entered Thailand, but scan a passport with border stamp is not asked to send. Then they said that help organization will take about an hour. Will call to local Thai number I dictated to them.
The conversation took 4 minutes. Spent 10 cents, ridiculous price. Price with Skype was 2 times cheaper than with Viber. Never call with Russian sim card. Every time I read reviews about what was Thousands of rubles spent on calls and amazed. Why? Read my post How to call to Russia from abroad.
After 45 minutes, a text message arrives that they are asked to wait until the morning. Hmm how and wrote in reviews, slowly. Don’t die wait no problem.
I call back myself next morning. The operator – they say, we already they called, they found the hospital, but your phone was not available, now Throw off the hospital address in SMS. Okay figs with you, the phone know for sure that did not turn off and it was available. But, really, within 5 minutes after my call came sms on thai number.
Chiangmai Ram Hospital. 8 Boonreungrit Rd., A.Muang Chiang Mai, 50200, Thailand. http://www.chiangmairam.com/, +6653920300. EA
Visit to Chiangmai Ram Hospital
Hospital network level Bangkok Hospital, that is top, so that’s all right. Googled where it is and very convenient it turned out right in the center of the city near the square where I walked 20 minutes to go, even a taxi is not necessary.
When he came to the hospital, the guarantee letter was already on reception! Honestly, I did not expect that everything will be so prompt. It happened that with the insurance class above, I had to call in insurance is already out of the hospital and ask to send a guarantee quickly. By the way, I looked into the letter while I made out the documents, and there was It is written that 100 bucks to receive cover immediately, without approvals.
Passport or money as a deposit is not taken, it is also a plus in karma insurance.
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- My medicine bag
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- Pills given out more than
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- For each drug detailed description
4 days after the visit from the assistance call my Thai room and asked how was the reception, if I asked for money for visiting the hospital or passport as a pledge, as health and so on.
My review of Sberbank insurance
For a doctor’s appointment, examination of a nurse and medication, the bill was – 3218 baht
The cost of insurance is completely out, because it is about so much cost. Only I have 2 more months of travel ahead and you can safely use insurance with other insurance cases. Another appeal, and I’m already leaving a plus.
Order insurance at a discount →
I do not argue, it was possible to go to buy drugs for 1000 baht, I need treatment myself, but do I need it? And if complications or hospitalization? Honestly, I’m not a fan of self-medication if it’s not about a headache or just about a mild cold. But so, of course, everyone decides for himself.
Hospital admission bill
Here is such a positive review turned out for insurance Sberbank traveler. Really nothing to complain about except that they could not give me a doctor in the evening. But the situation was not critical.
It may well be that in the south of Thailand, where much more tourists and, accordingly, appeals, the situation will be worse. And then I was “lucky” to get sick with this insurance only to the north. AT last years there was an experience in Hua Hin (sent to Bangkok Hospital) and in Bangkok (sent to Vejthani Hospital), both hospitals good ones.
P.S. If anyone used to Phuket, Samui, Pattaya, tell me. Interesting.
Life hacking 1 – how to buy a good insurance
Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.
Insurance Rating
Life hacking 2 – how to find a hotel 20% cheaper
First, choose a hotel on Booking. They have a good base offers, but the prices are NOT the best! The same hotel is often possible find 20% cheaper in other systems through the RoomGuru service.
Discount hotels
