Insurance for a Schengen visa is very relevant, especially in summer, so I promoted the most popular insurance, including those that the forums called among the most budget. This post the result of my research. Just want to say for each Insurance should look reviews. But in this post I have made the emphasis is on prices, although I tried to point out those insurance, which are better than others. Since we are interested in insurance for Schengen visa, then I only considered the coverage area Schengen
If you do not know what assistance is, the amount of coverage and other nuances, then read my post – Medical insurance for a Schengen visa. I remind you that insurance is obligatory, it is impossible not to do it!
The content of the article
- 1 Insurance to Schengen (updated May 2019)
- 1.1 TOP 10 for 30 days
- 1.2 TOP 10 for 15 days
- 2 Where to buy insurance
- 2.1 Insurance selection services
- 2.2 Travel agency Eurotour
Contents
Schengen insurance (updated May 2019)
I recommend a more responsible approach to the purchase of insurance, not God forbid useful. Buy emission insurance for visa only good until you hit the hospital. In call center you will be fed breakfast, then you have to pay out of your pocket in the hope that upon returning to Russia will receive a refund. But then your case will not be insurance or just not enough some papers from the hospital you bring no longer you can.
If you want to buy inexpensive insurance, but at the same time working, then my advice to you do not take the cheapest. Prices Schengen insurance is initially low compared to Asia
TOP 10 for 30 days
- Territory of insurance: Schengen.
- Sum insured: 30000-35000 euros.
Options are arranged to increase the cost, from less to more. Prices for Polis812 are based on my promotional code. LIFETRIPRU for a discount of 9%, which must be indicated after going on link.
The price of insurance depends on the exchange rate, so the numbers can be a little different, but the order is unlikely to change.
| Insurance Company | Condition cost |
|---|---|
| 1. Alpha |
The cheapest, good, and even ANNUAL. 35,000 euros. Knocked out for its readers a steep 35% discount on Alpha Insurance policy with good help Savitar. So cheap anywhere you will not find. Valid a total of 30 days during the year, the number of trips is unlimited. Buy for 752 rubles → |
| 2. Capital Life |
30,000 euros. GVA Poor Assistance and Incomprehensible Insurance company. In general, it makes no sense to buy. Buy for 846 rubles → |
| 3. Guide |
35,000 euros. Savitar. More or less normal insurance. Buy for 886 rubles → |
| 4. Betting |
30,000 euros. Little known insurance and mediocre assistance Class. Buy for 962 rubles → |
| 5. Polis AXA |
The best insurance of this TOP in terms of price / quality .. 35,000 euros. AXA Assistace is one of the best achievements. Program A – basic options (price is indicated for it), in B and C there are more options and insurance is a bit more expensive. Buy for 1024 rubles → |
| 6. Intouch |
30,000 euros. Class Assistance. So-so option. Buy for 1211 rubles → |
| 7. VSK |
30,000 euros. Bad Assistance – MedAssist. Insurance too to myself. Buy for 1227 rubles → |
| 8.Ingosstrakh |
30,000 euros. Smile Assistance. Not a bad option. Buy for 1266 rubles → |
| 9. Absolute |
35,000 euros. 2 assistances to choose from: Europ and Savitar. For these Money is better options, but insurance itself is good. Buy for 1340 rubles → |
| 10. Consent |
30,000 euros. Normal Assistance – AP Companies. The insurance itself good too Buy for 1499 rubles → |
Top 10 for 15 days
- Territory of insurance: Schengen.
- Sum insured: 30000-35000 euros.
Options are arranged to increase the cost, from less to more. But remember, the price of the policy depends on the exchange rate, so the numbers may be slightly different, but the order is unlikely will change.
| Insurance Company | Cost and conditions |
|---|---|
| 1. Liberty |
The cheapest. 30,000 euros. Class-assistance. ECONOMY program badly cropped, available only on the official insurance website link. Cheap, but emission insurance. Buy for 388 rubles → |
| 2. Capital life |
30,000 euros. GVA Poor Assistance and Incomprehensible Insurance company. In general, it makes no sense to buy. Buy for 423 rubles → |
| 3. Betting |
30,000 euros. Little known insurance and mediocre assistance Class. Buy for 482 rubles → |
| 4. Guide |
35,000 euros. Savitar. More or less normal insurance. Buy for 492 rubles → |
| 5. Polis AXA |
The best insurance from this TOP in terms of price / quality ratio. 35,000 euros. AXA Assistace is one of the best achievements. Program A – Basic options, in B and C more options and insurance a little expensive. Buy for 551 rubles → |
| 6. Alpha |
Good, and even ANNUAL. 35,000 euros. Policy from Alpha Insurance with good assistance Savitar. Effective in total 15 days during the year, enough for a couple of weekly trips. Buy for 559 rubles → |
| 7. Russian standard |
30,000 euros. Ap. So-so option. Buy for 605 rubles → |
| 8. Intouch |
30,000 euros. Class Assistance. So-so option. Buy for 606 rubles → |
| 9. VSK |
30,000 euros. Bad Assistance – MedAssist. Insurance too to myself. Buy for 612 rubles → |
| 10.Ingosstrakh |
30,000 euros. Smile Assistance. Not a bad option. Buy for 633 rubles → |
Where to buy insurance
Insurance is always bought online at sites and come to e-mail. If you do not know, the original wet print is not required, neither to obtain a visa, nor to use the policy abroad. Enough to have a printout electronic policy.
Choosing the cheapest insurance in Schengen
Insurance selection services
I made this selection manually, going through all the services and forums. But you can do everything yourself, double-check, for this you will be 3 main services are needed: Polis812, Sravni and Cherehapa. On the rest can be scored to speed up the process, since on others will be much less interesting.
View prices for Polis812 →
View prices for Sravni →
View prices for Cherehapa →
Each service will give a large number of insurance options, located at a cost. There are filters, if you, except for the price, need some more options. Anyways, these services are simply must have for any traveler.
Travel Agency Eurotour
In St. Petersburg and Moscow opens a huge number of annual Schengen (because the Finnish and Estonian annual Schengen in St. Petersburg give a simplified scheme). Therefore, many travel agencies sell insurance policies even cheaper than the insurers themselves.
Most agencies focus only on their market. cities, but the Eurotour made it possible to purchase over the Internet and got a number that is free in Russia, so you can buy from any city. Those who need a paper version of the policy can come to them personally in an office in Moscow or St. Petersburg.
See special price from Eurotour →
P.S. The picture of the cost of insurance in Schengen, I think, is understandable, but Be sure to check prices in services, because insurance is often change tariffs. Although I constantly keep everything up to date condition.
Life hacking 1 – how to buy a good insurance
Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.
Insurance Rating
Life hacking 2 – how to find a hotel 20% cheaper
First, choose a hotel on Booking. They have a good base offers, but the prices are NOT the best! The same hotel is often possible find 20% cheaper in other systems through the RoomGuru service.
Discount hotels
