Updated his post-instructions about buying cheap insurance. He told how and what to do. The winter season begins travel and many will buy their own medical insurance. I no exception, so I sat all day, comparing prices for all known services and decided to share with you my surveys.
It’s about a good insurance of Sberbank and how exactly it buy cheaper. Many simply do not know how to do it, they do not those parameters.
The content of the article
- 1 Instructions how to buy insurance cheaper
- 2 NOT annual policy
- 3 About Sberbank Insurance
- 4 Pros and cons of insurance from Sberbank
Contents
Instructions on how to buy insurance cheaper
Make it this way! Otherwise you have, or in the search results there will be no Sberbank at all, or the price will be higher. Step by step.
- Go to the service Polis812.
- In the search form we ask the whole world except the USA and Canada or Schengen, depending on where you are going.
- Set the date of commencement of insurance, put a tick Annual policy and must choose the right 90 days. It is important.
- If my promo code is not inserted automatically, then we write to the right LIFETRIPRU. He will give you an extra discount. 9%.
Profit! We get a good, and most importantly, working, annual 90 days insurance for almost the whole world! Days are considered total for all trips of the year. Cheaper than anywhere else; best price on insurance from Sberbank, and indeed the cheapest, I guess.
If you select “The whole world except the USA and Canada”:
~ 4343 rubles from 60.000 euros. ~ 4857 rub from 120.000 Euro.
If you choose “Schengen”:
~ 3369 rubles from 35.000 euros. ~ 4544 rubles from 60.000 euros. ~ 5083 rub with 120.000 euros.
Buy insurance at a discount →
Price for a person from 3 to 60 years. Another age will be more expensive but it is inevitable and everyone has more risks that they will get sick, therefore price tag above.
I recommend taking exactly 60 or 120 thousand Euro. In Thailand and Asia, expensive medicine, and Sber more loves those who take insurance more expensive, faster issues are resolved. Don’t just say that. The sale of policies 35 thousand euros for Asia already covered up because of damages.
You can also buy insurance from Sberbank on Cherehap, but there will be a promotional code. But the site is more convenient and better tech support. On Cherehap need to switch to the euro currency, choose the South-East Asia or Schengen, choose an annual policy and 90 days. If do not so, then again you will not see Sber in the search results.
Insurance from Sberbank on Cherehap →
Polis812 is also not without nuances, that’s why I wrote my instructions on how to do it. Now once again the instruction in screenshots to make it clearer. The price below is for one. person Note the price changes depending on the exchange rate, therefore, it will differ slightly from that on pictures.
Correctly fill the search form
We get in the results of Sberbank Insurance for Asia and other countries
We get in the results of Sberbank Insurance for Schengen
At the time of the update of this post insurance “The whole world, except the USA and Canada “goes a little cheaper than insurance” Schengen (see prices above). Therefore, you can safely buy with the territory “the whole world, except the US and Canada “, which includes all of Europe and Schengen. Although if you nevertheless decide to take a policy with 30,000 euros, then this option is available only for Schengen.
When you make a policy you will need to specify the data of the Russian passports Relax, this is normal. It is necessary exclusively for carrying out payment.
NOT annual policy
I decided to put it in a separate section so that it is smaller confusion.
If you travel once a year and you have a lot of 90 days, then It will be cheaper to take Sberbank insurance for 1-2 weeks for specific dates, not annual. They also have a Sberbank and are also inexpensive if Speech about Asia and short trips.
Play the calculators in Polis812 and Cherehapa, with It’s more profitable to take a certain number of days already.
If you need insurance for Schengen and for a short trip, then often cheaper are insurance from Allianz (Mondial) and Polis (AXA). Assistances are good, and the insurance itself, too. Pay attention to them. Only Polis AXA is better to take the program C, there are the necessary options. more.
About Sberbank Insurance
Use until you increase the price! It always happens at the beginning give low prices, people buy, insurance rating grows, and then they dramatically raise the cost. There has been a similar story with EPH.
I myself recently bought insurance from Sberbank (Europ Assistence) with an insurance amount of 60 thousand EUR. It turned out the most inexpensive under good conditions of the insurance contract. Because medicine is very expensive, less than 50-60 thousand never take.
It is according to such instructions, as I wrote at the beginning of the post, you have will be the smallest price. Lower than the official website of Sberbank. Do not look for a dirty trick, it is not.
My Sberbank Insurance policy for 60 thousand euros
Now insurance from Sberbank-Insurance go the cheapest the rest. And not only annual, but also on specific dates. About this i I wrote in my main post about insurance, where I make a rating and write all about insurance.
Insurance Rating →
Pros and cons of insurance from Sberbank
Looking ahead, I will say that recently I had to contact her in her Chiang Mai to Thailand with otitis (my fresh review). Sent to good hospital, the letter of guarantee was already in the hospital upon arrival, I did not leave my passport, everything was paid without any problems, no delays.
Pros:
- Annual insurance, with an unlimited number of trips per year, a total of 90 days a year for all trips.
- The territory of the insurance is “The whole world except the USA and Canada”, that is, almost all countries.
- Covers emergency situations due to chronic diseases, allergies, dengue and so on. The default is to ride a bike, nothing it is not necessary to add separately when buying, it’s their standard program.
- Insurance for a child of 3-6 years is the same as for an adult. Almost the only inexpensive insurance for children. Have other insurance will increase ratios (several times price increases).
Order insurance at a discount →
Minuses:
- Actually, minus one – budget insurance. She is working, but sometimes you have to kick the assistance, hurry him to solved questions. Anyways, they are delayed with the answers.
In any case, it is better to have such insurance than not to have it at all. I have already used it in Thailand a total of 3 times in the last a few years and in general, everything was solved quickly. Once so generally in Bangkok Hospital sent.
P.S. I will also note who is not in the know. Cheap annual policies from ERV, about which I told in my old life hack, no more. But you can still buy ERV insurance cheaper, read my new life hacking
P.P.S. Ask questions if something goes wrong.
Life hacking 1 – how to buy a good insurance
Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.
Insurance Rating
Life hacking 2 – how to find a hotel 20% cheaper
First, choose a hotel on Booking. They have a good base offers, but the prices are NOT the best! The same hotel is often possible find 20% cheaper in other systems through the RoomGuru service.
Discount hotels
