Green card on the car + border insurance = savings

If you constantly wander to Europe by car or drive for a long time, then sometimes you can save money by not buying a green card in Russia for the whole period. Instead, you can buy a green card in Russia for 15 days and border insurance for several months or even year. However, it is necessary to be confused. Well, not always this option get cheaper.

The content of the article

• 1 Difference between Green and Frontier maps
  • 1.1 Green Card
  • 1.2 Border Insurance
  • 1.3 Cost of border insurance
• 2 How to save by buying a border insurance
  • 2.1 In which countries does
  • 2.2 From Russia to Europe
  • 2.3 Back from Europe to Russia

The difference between the Green Card and the Border

Green Card

You can buy only in the country where the car is registered, then in our case, it is Russia. Buying insurance in others countries for the Russian car is illegal. Buy Green Card from European insurers in Russia will not work either – their activity is prohibited on the territory of the Russian Federation.

In great detail about why a green card is needed and where it is better. buy in my post. By the way, you can buy it online, even with delivery, as you need the original.

Buy Green Card in Russia →

Territory of Russian Greencard insurance

Border Insurance

Sold after the border of the country in which you entered. Such insurance is bought in Poland, Lithuania, Latvia, Finland, that is, in those countries that most often enter from Russia.

Frontier insurance typically affects Schengen countries and some of the European Union. And, as a rule, not suitable for trips to such countries as Montenegro, Serbia, CIS countries and so on. For countries countries that are not included in border insurance will need to buy buy separate border or local insurance. Also, border insurance is not valid on the territory of Belarus, for it you have to buy your insurance, it costs about 1000 rubles.

This is what border insurance in Poland looks like.

Local insurance in Bulgaria

Cost of border insurance

At cost, border insurance can sometimes be cheaper by compared with the Russian Green Card, but not always. AT particular, inexpensive sell Lithuanians and Poles (ubezpieczenie graniczne). But you need to buy such insurance directly in Lithuania or Poland, which is inconvenient if you are not there initially are going to. Both of these insurances can be bought near the border, on side of Lithuania or Poland, respectively.

I didn’t buy it myself because I’ve been making the Green Card right away. a trip so as not to soar your brain. But what I collected from fresh reviews.

• In Poland, they will take 110 PLN per month of insurance (approximately 2000 rub).
• In Lithuania, 50 euros for 3 months.
• In Croatia, insurance costs a minimum of 250 euros.
• In Austria in Vienna in the club of motorists 130 euros for 1 month.
• In Slovenia, they do not know about border insurance at all. But maybe just looking badly or having difficulty translating.
• In the Czech Republic, it costs 20 thousand rubles and draws it only for 15 days
• In Hungary, it costs about 20 thousand rubles per month.
• In Bulgaria, the price of insurance is 50 euros per month.
• In Finland, 100 euros for 15 days.
• In Serbia, 160 euros is minimal.

The cheapest insurance, as I understand it, is made in Poland. But it only makes sense for a short time. Because for the year she is will be released (110 * 12 = 1320 zł) of the order of 23 thousand rubles. While Russian Green Card for the year costs the same, only there enters much more countries, including Belorus. No savings no.

I would be glad if you write prices from the experience of their travels. Interested in any country.

How to save by buying border insurance

In which countries does

If you decide to save a little, you will need to clearly Represent what kind of insurance and where you will buy. And what countries are included in it. For example, if you are traveling from Russia to Serbia, then buying cross-border insurance in Poland, in Serbia, you will have to buy expensive local insurance. And it would be more profitable Initially buy a Russian green card.

Here, which countries are not included in the Polish cross-border insurance: AL (Albania), AND (Andora), BIH (Bosnia and Herzegovina), BY (Belarus), IL (Israel), IR (Ireland), MA (Morocco), MD (Moldova), MK (Macedonia), MNE (Montenegro), RUS (Russia), SRB (Serbia), TN (Tunisia), TR (Turkey), UA (Ukraine).

For local Bulgarian insurance is the same list. Enters the whole EU, except for the countries indicated above. And more Iceland is not included also.

Countries where Polish Border Insurance operates

From Russia to Europe

Below is a certain algorithm that is developed on the forums, as the best do.

• A Russian Green Card is bought for 15 days. If you live in Moscow or St. Petersburg, then just order your home or office via Polis812.

Order a green card at home →

• Since you have a valid Green Card, you are without problems are missing at the border. If you traveled through Belarus, then the green card covers this territory and a separate insurance for crossing Belarus you do not need.
• Crossing the border with Poland, already on its side, you buy Border insurance for your trip to Europe on the right time limit These insurance are sold at gas stations, in exchange offices (Kantor). Buy it near the border, then it will be difficult to find (it will not be forms) and will be more expensive than once in 2. According to the same scheme, you can buy insurance after the border in Lithuania.
• Now you can travel to the countries that are part of your border insurance.

Back from Europe to Russia

• To cross the Polish border, you must have a valid border insurance. If suddenly there is no need to buy before by the border. Do not pass the border without insurance! Otherwise, you can get to a fine, a parking penalty and so on. And in general, do not drive better in Europe without insurance or overdue.
• In Belarus, you will need to buy Belarusian insurance.

P.S. If you have something to add, please write.

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Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.

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