To go to Europe by car, you need to issue Green Card (GreenCard) insurance policy or our Green Card, who will work abroad. Green Card Insurance Policy in fact, it is an analogue of our CTP (not to be confused with CASCO). That is, she saves the culprit of the accident from paying for the repair of those cars that suffered through his fault. The culprit of the accident in this scheme is nobody nothing does not pay.
I collected as much information as possible on green cards in one place, from the purchase to the accident.
The content of the article
- 1 Green Card Cost to Europe
- 2 Where to buy
- 2.1 Buy Green Card Online in Moscow and St. Petersburg
- 2.2 Buying from the office in the regions
- 2.3 Buy insurance at the border
- 3 Why do you need Green Card insurance
- 4 What you need to know when buying a Green Card
- 4.1 Documents and Validity
- 4.2 Which countries are included in the Green Card?
- 4.3 How not to fall for fraud
- 4.4 What to check at the time of purchase
- 5 Frequently Asked Questions
- 5.1 How to get a Green Card in less than 30 days
- 5.2 Can I buy a Green Card abroad?
- 5.3 What is Border Insurance?
- 5.4 Can I extend the Green Card?
- 6 What to do in case of an accident
Contents
Green Card Costs to Europe
The cost of the Green Card is appointed by the Russian Union. Motor Insurers (PCA) and it is the same for all insurance companies. PCA publishes tariffs on its website and they are freely available. Behind so that everyone has the same price, they are carefully monitored. So that Do not look for any promotional codes and discounts – they are not and can not be.
For example, a Green Card for 15 days in May-June 2019 costs 2450 rub (depends on the euro).
Price changes every 30 days on the 15th. Last 2018 in Mostly the price was all year – 2450 rubles for 15 days, but it rose up to 2830 rubles.
The cost of the Green Card to Europe and the CIS in May-June 2019
Where can one buy
Buy green card online in Moscow and St. Petersburg
So you will need the original Green Card, then with the electronic Polis go abroad can not. But you can buy it online with delivery to your home or office in Moscow and St. Petersburg, still 21 century in the yard already. It is much more convenient than driving on your own. to the office. Time save decently. The price is exactly the same.
Order a green card at home →
I have already bought a couple of times insurance from accredited alpha Insurance through polis812, and once in Liberty in the office. Yes, Liberty is an intermediary, but when everything is official, what difference does it make. But I I don’t want to go to the office anymore, there’s no point when they just bring home.
If the trip was canceled or postponed, then money can be returned only before the start of the policy. Polis812 returns 100% back without problems. Accordingly, when transferring travel, you need to return the policy and then buy it again.
My insurance policy is Green Card purchased online
Buying in the office in the regions
There are total 8 officially accredited insurance companies who can make a green card. These are the companies that joined the Green Card system. Some companies from this They refused because there is a big liability limit on the Green Card. The rest speak for one of these 10 or sell fakes.
- AlfaStrakhovanie OJSC (most often everyone buys here)
- JSC IC “Twenty-first century”
- SPAO “RESO-Garantia
- PJSC IC “Rosgosstrakh”
- LLC “IC” Accord ”
- SAO “ERGO”
- SAO “VSK”
- AO SG “Spassky gate”
Find this list on the official PCA website.
There is no difference in which company to issue a policy. As it is OSAGO, not KASKO, then in case of any problems, you will not have dealing with your insurance, and the injured party in the accident (and since This is Europe, then, most likely, his lawyer). So you don’t care how well or poorly your insurance company works.
Buy insurance at the border
You can buy a Green Card at one of the points at the entrance to the border is still on the Russian side, spending time on it. I do not know, why it is necessary, but the people do it. Maybe the trip was very spontaneous that the courier with the policy could not wait, and the offices insurance were already closed. Of course, we need a valid Schengen visa to go so spontaneously.
The points at the border are usually, or mini-offices of specific insurance. companies, or small items at gas stations, in cafes, or minivans parked along the road. There is a chance in this case of buying a fake than buying online or in the office. there is also a chance to purchase a policy, which will then be “forgotten” to be added to the base. That is, the insurance seems to be bought, and when checking or in case of an accident it turned out that it is not valid.
From 01.04.2014, the Russian bureau “Green Card” has banned handwritten design policies, all policies must be made on computer and immediately entered into the database.
Why do you need Green Card insurance
Do not want problems and hassle, immediately buy a Green Card in Russia before the trip. Or study all the nuances and prices so as not to get stuck in the story.
- Insurance is always asked at the border upon entering Schengen. If it is not, then you will not be allowed into the country and can even be rolled in. fine. If you are traveling through Belarus to Poland, then Belarus border guards will not let you out of Belarus and you will have to go back to Russia to buy a green card.
- To cross Belarus, you also need insurance, or their local or Russian green card. Based on the previous paragraph, you still have to buy a green card.
- In the absence of a green card on the border with some countries, you forced to buy local border insurance at a specified price. AND its price is not always low, it would be cheaper to buy it in advance Green map. For example, in Finland such insurance will cost ~ 100-130 euros.
- A green card will also be asked upon return from Europe. If she already over then there will be a fine. On the border of Poland take 3700 zlotys (~ 850 euros) payable locally. If there is no money, then the parking lot in near town. To the penalty will be added the cost of the tow truck (150 euro) and for each day of parking. Then you have to buy Polish border insurance, another 20 euros. Therefore it is better to do Green Card for all days of stay in the EU, not only for the first 15 days, as do some for savings. It is possible to “save” that will not find it.
- Very bad advice: “I went back, insurance was not asked.” Yes, There are cases when you did not ask for insurance, but you risk getting into for 1000 euros.
- Sometimes in Europe they stop to check documents. Especially if you broke something. And in that case they can ask and check insurance. Of course, the probability is small, but if insurance is not, the consequences will be unpleasant.
- In the event of an accident, of course, the Green Card is a must, otherwise you may have to pay damages from your pocket.
Buy Green Card Online →
Do not forget that for a Schengen visa, you will need travel medical insurance. I have a separate Detailed post about honey insurance in Europe, read. There and about choice of honey insurance, and about how to save, and about everything nuances.
What you need to know when buying a Green Card
Documents and Validity
Green card insurance is issued on the car and in the policy indicates the insured, not the driver. That is, to drive a car anyone can and he does not need to be recorded in the policy. it very comfortably!
In general, buying a green card is an extremely simple procedure. For this you will need:
- Passport or foreign passport
- Certificate of registration of the vehicle (or TCP).
The policy can be issued for at least 15 days, maximum for a year, but with step in a month – for 1 month, for 2 months and so on. If you you are going to spend 16 days in Europe, you have to buy a green card for a month.
The insurance is valid on exact calendar dates, starting from date specified on the policy. That is, if you made a policy with 1 January for 15 days, he will act exactly 15 days from the 1st to January 15, regardless of when you entered, when left and drove there at all.
Which countries are included in the Green Card?
The Green Card system includes 46 countries: Russia, all Europe, Israel, Tunisia, Morocco and Iran. For Russia, there are two categories of green cards:
- All countries of the Green Card system
- Cheaper category operating in the territory of “Ukraine, Republic of Belarus and the Republic of Moldova ”
How not to fall for fraud
There are several main types of fraud with the sale of Green kart.
- An agent can sell a frank fake, that is, just A well-made copy printed out on a printer. Green map has a degree of protection, like a banknote, but check it without having special equipment difficult. Like a banknote, actually.
- The agent may sell the policy to the buyer for a year, and in that copy policy, which he gives to the insurance, indicate that the policy is 15 days We must carefully check what is written on that part of the policy, which remains with the insurance company.
- The agent may forget to give his part of the insurance to the insurance and register it in the database or do it late.
Buy Green Card in a verified place →
What to check during purchase
When buying a Green Card, you must check 2 things:
- Firstly, the insurance company from which the policy is issued – this should be a company from an accredited list.
- And secondly, check the policy for errors, whether it is correct registration number of the car. Often the question is whether problems if the transliteration of the name in the policy (as in the passport) differs from the transliteration of the name in the rights. There are no problems with this must.
Frequently asked Questions
How to get a Green Card earlier than 30 days
This is only necessary if the consulate requires Green card when applying for a Schengen visa. It does not happen often. Most the easiest way is to buy for a longer period than necessary, get a visa, and then return the full amount back before the start of the action polis. Then buy again on the desired date.
Read my post with all the ways how to solve this. the problem.
Can I buy a Green Card abroad?
NOT.
Buying a Green Card in another country is illegal. By agreement, Green Card policies in all The countries where this system operates are issued only for cars, registered in this country. Accordingly, in another country illegally buying a green card on a car registered in Russia.
What is Border Insurance
Border insurance is not a Green Card, although somewhere in on ignorance of the Internet, they can call it that. Such insurance bought at the border of the country in which the entry is made. AT unlike the green card, it will only work in some Schengen countries or the EU, or even in just one country. Conditions It will be necessary to specify for each insurance / country.
Read my post how to save money by buying a borderline. insurance
To travel abroad from Russia, you still have to buy Russian green card, at least for 15 days. After all, Belarusian border guards will not let you go to Poland without a Green Card. And further it is already possible to buy “border insurance”. By the way, Russian the green card is valid in Belarus, so a separate insurance for Belarus will not need to buy.
For example, with Latvia, the green card and the border.
Is it possible to extend the Green Card
NOT.
What to do if the insurance is over and the cases are forced stay in europe? In fact, the solution of this question is not trivial task. In fact, there are only 2 options:
- Buy border insurance
- Ask friends in Russia to go to the insurance office and then send to you via DHL.
Option to let everything go to chance – I do not consider. Ride with printed copy, not the original, so-so idea. As an option, agree in social networks or on the forum with someone who will fly into your the edges. But IMHO it is much more difficult than to send via DHL or other transport companies.
What to do in case of an accident
The green card is an analogue of our CTP, money from insurance the perpetrator of the accident gets the injured party. And as in any such situations, the insurance company is looking for opportunities not to pay or reduce insurance payments. What should be done to increase probability of receiving money from the insurance.
- Together with the rest of the accident participants must be filled. Accident statement – the European form of notification of an accident. She can to be either at the second participant of the accident, if he is European, or at some of the witnesses. Or it can be found at a gas station or in roadside cafe. Here or here is this form in Russian and English language and filling rules.
Before you sign it, you must make sure that everything clearly understandable.
The main difference between road accidents in Europe and road accidents in Russia is that the police does not come if the damage is not significant and everything is clear from the perpetrators of the accident. European insurance companies will need this form and signed by both parties. But in the event that both participants in the accident from Russia and, accordingly, will have to contact Russian insurance, it is better to go to the police and ask them assure this form of seal.
- Take contacts from all participants in the accident, from witnesses, from the police, if it was called. Insurance may require some information and it will be good if you have a phone to call them from Russia and collect the necessary information.
- The culprit of the accident should call their insurance and inform them about the accident. You can call the information center of the Russian insurance company (PCA) tel. +7 (495) 641 27 87 and foreign bureau Green card (the phone is on the back of the policy). By reviews, PCA does not help in this situation, although it should, but Foreign Green Card Bureau can help.
If you do not have a common language with the second participant of the accident and / or the police, or have any difficulties and questions, you can call Russian consulate of the country in which you are located.
P.S. I will be glad to your comments and good luck on the road!
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