Contact insurance in Thailand on Samui – Liberty and Samui International

So we have another experience of medical treatment. insurance. Yegor’s ear ached, and although the problem was not very serious, but we can’t be joking with this thing at all. Any otitis – This is the probability of hearing impairment, which is not good at all. Therefore, in order not to risk, we immediately decided to go to the hospital, especially for nothing that insurance was bought, it is just for this purpose that is needed.

The content of the article

  • 1 Insured Event on Samui
    • 1.1 What you need to do first
    • 1.2 Samui International Hospital
    • 1.3 Upon arrival at the hospital
    • 1.4 Reception at the doctor
    • 1.5 Medicines and service bills
    • 1.6 On the map

Insurance case on Samui

Unfortunately, since 2016, Liberty has become worse. Sure to look at my main post about insurance, where I told you how choose insurance and how to use it correctly in order to minimize failure. I also made an insurance rating after analysis of a huge number of reviews and personal experience (plus a little bit of insiders). I try to update promptly to always it was possible to choose workers insurance.

My insurance rating →

What you need to do first

On this trip, I bought Liberty insurance for everyone (buy better on Cherehapa), more warranties. Us and Daria with $ 30000 coverage, and Yegor with $ 50,000.

Before we went somewhere, we called Vayber on the telephone number specified in the policy. On Viber, I put in advance money so that you can call all sorts of phones at any time (more on how to make cheap calls to Russia). In the call center I was asked for the policy number, all the data on it, and the reason for the appeal. After that they confirmed that they would pay for the visit to the doctor, but not associated with chronic illness (I said that my son hearing aids), and called the hospital where to go. Everything is pretty quickly. Also asked to send them a policy by email, because he was not in their base.

Samui International Hospital is located in one of popular beaches – Chaweng. Bangkok Hospital is also here. also. And if you want to choose housing just in case very far from hospitals, you can search for hotels nearby with using RoomGuru, all discounts there.

Samui International Hospital

Liberty works with Class-Assistence, which sends to Samui at Samui International Hospital (SIH). Is not the best hospital on the island, but in fairness, I can to say that many asistnes will direct there too. Us hospital It seemed something like our Russian medical institutions: a simple hall, not a renovation, everything is clearly not new, no pathos. True, there is a pool that does not fit into the Russian realities.

Samui International Hospital outside Samui International Hospital outside

Samui International Hospital outside

Samui International Hospital Inside Samui International Hospital Inside

Samui International Hospital inside

Children have something to do, for example, jerking the pillows Children have something to do, for example, jerking the pillows

Children have things to do, such as pushing pillows.

In the hospital, you can take a book to read In the hospital, you can take a book to read

In the hospital, you can take a book to read

There is a pool in the courtyard There is a pool in the courtyard

There is a swimming pool in the courtyard.

Upon arrival at the hospital

At the reception listened, asked them to give or a paper copy policy, or send by email. Good thing I have in the mail saved version of the policy, and on the phone on a flash drive, it is also saved. Issued a memo in Russian, which describes the order of treatment, and in particular that they take the passport as a deposit. Passport is kept until the insurance confirms the payment of the bill (usually about 3 days). Otherwise, you will have to pay on their own. This is probably how all inexpensive assistants work, because friends have when contacting the same hospital, but for insurance with an ISOS assistant, the passport is not taken away.

Reception at the doctor

We waited for the queue for a short time, a total of not more than 15 minutes. At first Egor’s temperature was measured (just a minute with a mercury thermometer!) weighed it, and then called to the doctor. She quickly looked ears, said that one ear is all red and you need to drip there antibiotic, and if it does not help, you will have to give it orally. She reappointed herself after 4 days.

Medicines and service bills

After we left the doctor, we were sent to a local hospital pharmacy, where they gave a bottle of drops. On the bag was it is written when and how much to drip. Convenient, do not need anywhere extra walk. I also signed an invoice for their services, which amounted to 2920 baht:

– 1000 baht doctor appointment – 500 baht nursing services – 1000 baht Hospital fee – 420 baht drops in the ears.

Drops, issued in the hospital pharmacy Drops, issued in the hospital pharmacy

Drops, issued in the hospital pharmacy

Bill for hospital services that insurance pays Bill for hospital services that insurance pays

Invoice for hospital services paid by insurance

They say that if you do not apply through an insurance company, then prices will be lower. And so it turns out quite Moscow rates – We call a pediatrician at home costs about 3-4 thousand rubles, and the reception on place somewhere 1.5-2.5 thousand rubles.

We didn’t go to the next appointment, because we need it again carry out through the insurance, and Yegor’s ear stopped hurting. I took my passport about 5 days later, having previously called insurance (3 days after appeal) and asked them hurry up

On the map

P.S. That such an experience turned out, neither positive nor negative. Do not be ill! And choose insurance carefully to you really helped in a serious case. All the details and nuances of insurance in my article on pro – medical insurance in Thailand. I highly recommend making better insurance for children, otherwise the son was once in intensive care, which cost as a wing from boeing

Life hacking 1 – how to buy a good insurance

Choosing insurance is now unrealistically difficult, therefore, to help everyone travelers, I make a rating. To do this, constantly monitor forums, I study insurance contracts and use insurance by myself.

Insurance Rating

Life hacking 2 – how to find a hotel 20% cheaper

First, choose a hotel on Booking. They have a good base offers, but the prices are NOT the best! The same hotel is often possible find 20% cheaper in other systems through the RoomGuru service.

Discount hotels

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